by ngpearl | Aug 18, 2022 | Uncategorized
When reverse mortgage loans were first introduced in the early 1960s, they did not have any government programs backing them. Today, most, but not all, reverse mortgages are insured through the Federal Housing Administration (FHA)’s Home Equity Conversion...
by ngpearl | Aug 3, 2022 | Uncategorized
These days, in much of the U.S., the housing market is tilted sharply in favor of sellers. There’s fierce competition among buyers, interest rates have been rising, inventory is tight, and home prices are at record highs. According to Fannie Mae, U.S. home prices are...
by ngpearl | Jul 25, 2022 | Uncategorized
There is and likely will always be a debate between what’s better, “optimistic” or “realistic” thinking. When it comes to retirement and aging, it’s beneficial to have both mindsets. To look forward to the enjoyment of the golden years while recognizing the need to...
by ngpearl | Apr 8, 2022 | Uncategorized
Home Wealth Can Help Retirees to Fight Inflation These days, inflation is on the minds of most people — and it is of particular concern for seniors. With prices rising at the fastest pace in decades, many people who are in or nearing retirement have heightened fears...
by ngpearl | Apr 2, 2022 | Uncategorized
By Susan B. Garland, April 1, 2022 NEW YORK TIMES After her husband died suddenly from a fall in 2016, Marjorie Fox decided to hold off on any big decisions. She waited two years to retire as a financial planner and three to sell their house and buy a lakeside...
